Financing Plastic Surgery in Baltimore
Many patients finance part or all of their surgery. For example, some patients will have insurance for a medical procedure and finance an elective cosmetic procedure. The most common and easiest form of financing is done with a MasterCard or Visa credit card. As you know, many companies are offering zero percent financing for periods as long as one year.
In general, many credit cards offer better interest rates than most financing companies. For that reason, we encourage patients to explore this avenue BEFORE considering a finance company.
However, sometimes patients do need an alternative financing solution to credit cards. Below is a list of financing companies, which offer monthly payment plans for elective surgical procedures.
Fill out the Care Credit application form.
100% financing and interest free plans available!
Please note that Dr. Rodriguez does not participate in "No Patient Left Behind" plans
To start the application process, please contact the individual company directly as this is a confidential arrangement made between you and them regarding your financial situation. You may apply by telephone or online. Most applications are simple and require only 5 minutes of your time. The patient does not necessarily need to be the individual making the loan and sometimes a co-signer may be required. Each company has their own criteria for determining if they will extend a loan to you.
On rare occasions, your procedure may be covered by your insurance carrier if they consider your procedure to be medically necessary. Dr. Rodriguez does not participate with any insurance companies, but we can submit an insurance claim form on your behalf directly to your insurance carrier. Please note that in most cases you must have "Out-of-Network" benefits.
You will still be obligated to make the full payment prior to surgery, but if the procedure is covered, you insurance carrier will reimburse you directly after receiving the claim form. In other words, you will receive the payment directly from them after the surgery. We will provide the necessary documentation to your insurance company with the claim.